Howard Raff is an Independent Financial Advisor with Diversified Securities, Inc. He helps clients strive to accumulate wealth during their working years to provide reliable income upon Retirement.
Qualified Small Business Retirement Plans: Providing Business owners with the potential for significant tax deductions and tax deferred growth through Defined Benefit, Profit Sharing, Cash Balance and 401(k) Plans.
Tax Reduction Strategies: Investments that may postpone or be subject to lower taxes than normal including Municipal Bonds, College Savings Plans, Loans from In-Force Life Insurance Policies, Active Tax-Loss Harvesting through Separately Managed Accounts for Taxable Individuals and Trust Accounts.
Fee-Based Money Management: Individualized Investment Portfolios using Top-Tier Institutional Money Managers.
Alternative Investments: Vehicles that are not Stock Market or Bond Market Related.
Retirement Income: Annuities and Life Insurance.
Background: Howard is in his thirty-fourth year as a Business owner. Prior to his current career as a financial advisor, he was a Podiatrist in Private Practice for twenty years. He has lived in the same house in Altadena for twenty-six years. He is married to Linella and has a daughter, Micaela, age 18.
Community Involvement: He has been an active Rotarian for thirty-two years, having served as President of two Rotary Clubs, Pasadena and Covina-Sunrise. He currently serves on the Board of the Pasadena Rotary Foundation. He has been involved with the Cancer Support Community Pasadena for twelve years, having served as President .
Diversified Securities, Inc.
West Covina Branch
1000 Lakes Drive, Suite 420
West Covina, CA 91790
(626) 919-3456 | (800) 365-7749 | Fax (626) 919-6127